PANews reported on April 6 that, according to Caixin.com, due to the combined effects of the new regulations on loan facilitation and the slowdown in consumer credit demand, many consumer loan facilitation platforms have seen a year-on-year decline in revenue and loan volume, as well as a significant drop in net profit. Some loan facilitation platforms are seeking second growth curves such as "going global" and investing in the "cryptocurrency circle." The new regulations on loan facilitation have put forward management requirements such as the "whitelist system" for loan facilitation institutions, and have in fact drawn a clear compliance red line for the Internet loan facilitation industry.

It is reported that on the eve of this year's "3.15" International Consumer Rights Day, the State Financial Regulatory Commission interviewed relevant personnel from Lexin, Qifu Technology, Jiayin Technology, Yirendai, and Xinfei Technology. Lexin, Yirendai, and other platforms have already established overseas businesses, with Southeast Asia and Latin America as their main battlegrounds. Weixin Fintech has been continuously investing in the blockchain industry in the past two years. In 2024, it indirectly acquired a 15% stake in the cryptocurrency exchange Thousand Whales Technology (BVI). Last year, it invested HK$2.395 billion in EXIO Group, one of the first batch of licensed virtual asset trading platforms of the Hong Kong Securities and Futures Commission.