PANews reported on January 24th that André Casterman, founder of Casterman Advisory, stated in an article on the X platform that 2026 will be a key turning point for the crypto market. The industry's focus has shifted from "whether crypto is needed" to building new financial infrastructure. Tokenization and digital assets will transition from pilot phases to regulated, production-grade deployments. Regarding transaction banking, central banks and institutions worldwide have adopted a unified "wholesale-first" strategy for Central Bank Digital Currencies (CBDCs), tokenized deposits, and regulated stablecoins (such as USDC and RLUSD). The upcoming crypto market structure legislation will support institutional applications, and once regulations are clear, banks will invest heavily in crypto trading and other areas. Digital currency forms will coexist and interoperate, blockchain will become a parallel financial track, banks will continue to act as intermediaries, and the industry's focus will shift to building infrastructure under clear regulation.