PANews reported on September 30th that CoinDesk is launching a pilot program for pre-loading stablecoins through Visa Direct . Businesses can pre-load their accounts with stablecoins, which Visa will treat as "bank deposits" and use for instant cross-border payments without the need to deposit large amounts of fiat currency upfront. Visa claims this initiative aims to reduce friction, accelerate liquidity acquisition, and provide financial institutions with greater flexibility in managing global payments. The report also noted that major jurisdictions have introduced regulatory frameworks for stablecoins, prompting traditional payment institutions like Visa to accelerate their development.