PANews reported on March 21 that according to reporter Eleanor Terrett, one of the key factors leading to "debanking" in the past was that regulators required banks to consider the so-called "reputation risk" when assessing whether customers can obtain financial services. The Federal Reserve once instructed employees in an internal manual to pay attention to whether bank executives made "controversial remarks", but Federal Reserve Chairman Powell promised to delete the clause last month.

The latest developments show that the U.S. Office of the Comptroller of the Currency (OCC) has officially removed "reputation risk" from its bank inspection standards, emphasizing that it will focus on more transparent risk areas in the future.