PANews reported on February 26th that the DeFi protocol Lista DAO announced the launch of its on-chain credit lending system, Lista Credit, on the X platform, providing users with a collateral-free financing channel. Users can borrow at any time based on their cash flow needs, aiming to break through the current DeFi lending model that mainly relies on over-collateralization. The system supports lending and repayment using the stable asset U, and borrowers can reduce repayment costs through daily and weekly LISTA token incentives.