With the profound evolution of artificial intelligence technology, AI agent projects, exemplified by "OpenClaw," have experienced explosive growth. However, behind this surge in AI agents, the traditional centralized business architecture and existing financial payment systems constitute a formidable barrier. On one hand, the high cost of API calls and the performance limitations of single models significantly increase the computational burden on developers. On the other hand, existing AI agents, when conducting economic activities, must rely on cumbersome KYC authentication and human authorization settlement. This disconnect in underlying financial infrastructure directly disrupts the A2A (Agent-to-Agent) business loop, locking away the potential for AI agents to achieve cross-platform, fully automated collaboration.
B.AI ( English name: B.AI, Chinese name: 白B.AI), a financial infrastructure specifically designed for the intelligent economy era, has officially launched, aiming to completely rewrite the rules. It not only achieves standardized protocol adaptation and cross-model intelligent scheduling across world-leading multi-model systems, breaking through the bottlenecks of computing power cost and performance, but also deeply integrates the advantages of Web3 networks and on-chain payments, systematically integrating four core matrices: the x402 payment protocol, the 8004 identity protocol, Skills, and the BAIClaw intelligent assistant. Through this combination, B.AI truly equips intelligent agents with independent "payment capabilities," "identity cards," and "on-chain practical skills."
This mechanism, which seamlessly integrates large-scale model capabilities with on-chain finance, provides highly flexible underlying support for the rapid iteration and deployment of intelligent agents. From a longer-term strategic perspective, B.AI is building an indispensable AI financial infrastructure for the future, accelerating the true arrival of AGI (Artificial General Intelligence).
Breaking down model silos, B.AI builds a highly efficient intelligent economic foundation through multi-model scheduling and on-chain payments.
In today's rapidly evolving AI technology landscape, a single model can no longer adequately meet the complex needs of all scenarios. To alleviate developers' anxieties about performance versus cost and to break down the cumbersome barriers of cross-platform integration, B.AI offers a one-stop solution: seamless scheduling of major global models such as GPT, Claude, Gemini, and DeepSeek. Users no longer need to switch between multiple platforms or manage separate accounts and payment systems, significantly lowering the barrier to entry for multi-model collaboration.
To date, B.AI has achieved comprehensive coverage of top global flagship models and high-quality local models, and its core lineup includes:
● OpenAI Array : Fully encompasses the cutting-edge ChatGPT-5.2, as well as its lightweight versions ChatGPT-5-mini and ChatGPT-5-nano, which emphasize high frequency and low latency, meeting the full range of needs from extreme inference to micro-tasks.
● Anthropic Array : Deeply integrated with the Claude 4.5 and 4.6 families, including the Claude Haiku 4.5 known for its ultra-fast response, the Claude Sonnet 4.5/4.6 with balanced performance, and the flagship Claude Opus 4.5/4.6 which focuses on complex cognitive tasks and deep parsing.
● Google Array : It is equipped with Gemini 3.1 pro and Gemini 3 flash, providing reliable support for complex multi-step inference and efficient concurrent computing.
● High-quality Chinese model array : Fully supports DeepSeek-V3.2, GLM-5, Kimi-K2.5, and MiniMax-M2.5. These models not only have overall performance ranking among the world's top tier, but also significantly expand the platform's computing power scheduling space with their highly competitive API call costs.
Building upon this efficient and economical foundation, B.AI further explores new possibilities for AI services in the payment sector, introducing a frictionless Web3 on-chain financial network. Currently, the platform has deeply integrated with mainstream Web3 crypto wallets such as TronLink, MetaMask, and Binance Wallet, and supports native crypto asset payments on the three major public chains: TRON, BNB Chain, and Ethereum. The entire interaction process eliminates the need for traditional account registration and credit card binding, significantly reducing user friction.
To help new users get started quickly, B.AI provides each registered user with 100,000 free points, which can be used to fully experience the platform's multi-model calling and intelligent routing services. Users who recharge via NFTs will also receive an additional 20% bonus points. Meanwhile, thanks to the inherent anonymity of encrypted wallets, B.AI has implemented a lighter-weight user privacy protection mechanism at the technical architecture level, further safeguarding user data sovereignty and identity security while providing convenient services.
Overcoming A2A collaboration barriers, B.AI panoramic ecosystem creates a dedicated operating system for intelligent agents.
Multi-model scheduling solves the "information routing" problem at the computing power level, but this is only the first step in building a smart economy. To truly activate the commercial potential of AI Agents, the system must move beyond simple data transmission and delve into deeper "value transfer." Imagine this: each AI Agent possesses an independent on-chain identity, capable of independently holding assets and completing payments and settlements. This independent financial operation capability is the core framework supporting a vast future smart ecosystem.
To realize this vision, B.AI starts from both the protocol layer and the application layer, integrating the x402 payment protocol, the 8004 identity protocol, Skills, and the BAIClaw smart assistant, which together form the core capability matrix of B.AI, upgrading AI from a "chat tool" to an "economic entity" that can directly participate in on-chain economic activities and autonomously execute tasks.
● x402 Protocol: Empowering AI Agents with Automatic Payment Capabilities
To address the pain point of payment and settlement for AI Agents, B.AI has launched the x402 protocol, built on the HTTP 402 (Payment Required) standard. This protocol introduces a "pay-before-response" mechanism, allowing AI Agents to completely eliminate the need for traditional account registration and authentication. When an Agent needs to call an external API or purchase computing power, the server automatically generates an invoice, and the AI Agent can then automatically complete on-chain deduction and settlement in the background, seamlessly acquiring the necessary resources.
This protocol not only provides a low-friction solution for microservice monetization and pay-as-you-go APIs, but also endows AI Agents with truly independent payment capabilities from the ground up. Currently, the x402 protocol supports the two major networks, TRON and BNB Chain, and is committed to building a permissionless, developer-friendly programmable business layer on the blockchain, comprehensively solidifying the payment foundation of the AI Agent economy era.
● Protocol 8004: Accumulates on-chain business credit, forging a "digital identity card" for the Agent.
After resolving payment issues, AI Agents urgently need to establish trusted identities to engage in deeper economic collaboration. To this end, the 8004 protocol creates a unique "digital ID card" for each AI Agent on the blockchain. This card is verifiable and accumulative, objectively recording the AI Agent's call history, credit score, and other information, helping the agent truly build trust within the commercial network.
Based on this protocol, intelligent agents can be identified and trusted by any economic entity on the blockchain, thereby seamlessly achieving complex business collaborations. The establishment of this on-chain identity and credit system completes a key link in the intelligent economy, enabling AI agents to truly become participants with independent economic capabilities.
● Skills: Building blocks for AI Agents to "do things"
With their own "wallet" and "identity card," AI Agents gain entry into the digital economy. However, to truly create commercial value, they also need the ability to operate in the on-chain world. Addressing the complexity of the on-chain environment, B.AI fully equips its agents with standardized skills, allowing users to directly and quickly invoke core capabilities such as DeFi transactions, x402 automatic payments, self-depositing accounts, and on-chain data analysis. This system not only encapsulates complex code logic but also provides an extremely simple automated deployment solution. Developers can instantly deploy underlying capabilities with a single terminal command, significantly shortening the development-to-deployment cycle of the agent.
● BAIClaw: A minimalist interactive window, an all-in-one AI terminal that's ready to use out of the box.
Finally, B.AI launched BAIClaw, an all-in-one desktop smart terminal designed for end users and developers.
At the large model scheduling and logic hub level, BAIClaw seamlessly integrates more than 15 of the world's top large models, allowing users to switch between models such as GPT-5, Claude, and Gemini in real time and perform advanced inference. More importantly, BAIClaw breaks through the limitations of a single workflow, supporting multiple agents and sub-agents to work collaboratively through a unique intelligent routing network, and providing them with independent configuration and memory management.
In terms of execution and scenario reach, BAIClaw comes pre-installed with over 55 skills and supports rapid integration with six major communication tools, including Telegram and Discord, easily achieving 24/7 fully automated hosting. Even more impressive is its deep on-chain operational capabilities. Relying on the built-in x402 payment protocol, 8004 identity system, MCP Server, and skills, users don't need to understand any contract code; they only need to issue commands in natural language, and BAIClaw can automatically complete complex operations in the background, including DEX exchange, perpetual contract trading, and multi-signature management. For developers looking to quickly validate the potential of AI agents, this is a fully functional and extremely low-barrier testing ground.
Throughout the history of technological evolution, every explosion of application ecosystems has been inseparable from the improvement of underlying infrastructure. B.AI's multi-model scheduling and on-chain financial system are key pieces in completing the puzzle for the realization of the AI Agent economy. By opening up a closed loop of computing power flow and value settlement, B.AI endows intelligent agents with true business execution capabilities, turning automated collaboration between AI Agents from concept into reality. This is not only a significant breakthrough in existing AI application models but also a crucial cornerstone towards AGI (Automatic Group Intelligence). As more and more intelligent agents gain complete financial operation capabilities within the B.AI network, a new era of highly autonomous and efficient intelligent economy is rapidly approaching.

