PANews June 26 news, Aave is expanding its business boundaries through Aave V4, extending from crypto asset lending to real-world assets (RWA) such as stocks, aiming to tap into the global securities lending market worth approximately $4.6 trillion. Traditional brokerages like Robinhood⁠ and Charles Schwab⁠ typically generate lending income by lending out users’ held stocks, retaining 50%–85% of the securities lending fees and returning only a small portion of the earnings to users. The global securities lending market generates about $35 billion in annual revenue, mostly earned by intermediaries.

The on-chain model proposed by Aave allows users to deposit tokenized stocks (such as AAPL, TSLA) as collateral or lending assets, directly earning the full lending rate, while enabling real-time transparent pricing, dynamic interest rate adjustments, reduced rehypothecation, and lower intermediary take.