PANews reported on December 9th that FLock.io, a decentralized AI model platform, announced a collaboration with Deluthium, an AI-native liquidity infrastructure project, and Aerodrome, a central liquidity hub on the Base public chain, to jointly build CARiFIN, a next-generation on-chain inclusive finance platform. This platform will be accelerated for deployment in the United Nations Development Programme (UNDP) Latin America and the Caribbean (LAC) region. This collaboration aims to address key bottlenecks in the current microinsurance market, such as trust issues, insufficient liquidity, and compliance challenges, providing timely and efficient insurance support to underserved populations in the region, particularly women.

To build this highly reliable backend system, each partner will leverage their core strengths and collaborate closely. The model trained by FLock.io will serve as the computational brain of this micro-insurance platform, mastering the core insurance logic and responsible for privacy-preserving risk modeling and automated claims decision-making. Deluthium will handle the execution of currency transactions and stablecoin exchanges during the claims process, ensuring smooth, zero-slippage settlement through institutional-grade dark pools. Aerodrome will utilize its modular VerifiedERC20 standard to unlock on-chain identity verification and ensure compliance for payment recipients.