Canza Finance launches Autonomous AI Protocol (CAPP) for the African continent.

Canza Finance, a decentralized finance network building Africa's digital economy infrastructure, has announced a significant milestone and launched a new protocol.

Market Traction: Its USDT transaction volume in Africa has surpassed $131 million, a 300% increase from the previous quarter, validating strong demand for efficient cross-border financial services on the continent.
Addressing Inefficiencies: This growth highlighted major bottlenecks in Africa's traditional systems: high costs (avg. 8.9% for remittances), slow settlements (3-5 days), and fragmentation among 156 independent mobile payment networks.
Launch of CAPP: To solve these issues, Canza introduced the Canza Autonomous Payment Protocol (CAPP), a multi-agent AI system for cross-border payments running on the Aptos blockchain.
Key Benefits of CAPP:
- Aims to reduce transaction costs by 90%, targeting fees below 1%.
- Enables near-instant settlement in seconds, down from days.
- Connects Africa's fragmented mobile money systems via "Mobile Money Bridge Agents," allowing over 400 million unbanked users to access the digital economy.
Technical Foundation: Built on the Aptos network, CAPP leverages sub-second transaction speeds, low fees, and Move smart contracts for secure, auditable, and scalable operations.
Future Outlook: The proven transaction volume accelerates Canza's roadmap to expand CAPP across more African markets, supporting a cross-border economy projected to reach $1 trillion by 2035.

Canza Finance, a decentralized finance network dedicated to building Africa’s digital economy infrastructure, announced today that its domestic USDT trading volume has surpassed $131 million, marking a key step in Canza’s efforts to empower the African business ecosystem.

This achievement is primarily attributed to Canza's initial P2P and B2B forex services, USDT stablecoin market-making, and on-chain OTC settlements operating on the Aptos network. Trading volume increased by approximately 300% compared to the previous quarter, further solidifying Canza's leading position in the African market, which has long been hampered by inefficiencies in traditional finance.

Strong proof of market leadership

This transaction volume directly validates the huge and real demand in the African market for efficient cross-border financial services, demonstrating that businesses and individuals are actively adopting Canza's solutions to address the complex challenges of local and regional currency circulation.

Pascal Ntsama, CEO of Canza Finance, said: “The breakthrough in trading volume fully demonstrates the community’s trust in us. We are not just building a platform, but empowering thousands of African businesses and individuals to participate in the global economy in their own way. This milestone not only validates the huge demand for stablecoin liquidity, but also clearly shows that a completely new technological infrastructure is needed to truly achieve continent-scale stability.”

Scalability bottleneck: Why traditional systems fail

While Canza's early operations validated genuine market demand, the process of achieving its current transaction volume has also gradually exposed long-standing structural inefficiencies in Africa's cross-border financial system. Almost every transaction tests the limits of the capabilities of traditional payment systems.

High costs: The average cost of cross-border remittances in Africa remains as high as 8.9%, posing a continuous financial burden on businesses and individual users;
Severe delays: Business payments typically take 3–5 days to complete, severely impacting cash flow and business expansion;
Channel fragmentation: The 156 independent mobile payment systems in Africa make it difficult to achieve seamless interconnection, making cross-regional large-scale operations complex and costly.

To overcome these bottlenecks and support continued growth in the next phase, Canza is accelerating its transformation into a new autonomous financial infrastructure.

CAPP makes a major announcement: the next-generation autonomous payment infrastructure

Canza is proud to announce the launch of the Canza Autonomous Payment Protocol (CAPP) – the world’s first multi-agent autonomous AI system for cross-border payments, designed to eliminate existing bottlenecks and serve the African cross-border economy, which is projected to reach $1 trillion by 2035.

CAPP will address the challenges of expanding into the African market through the following capabilities:

Cost reduction of 90%

By automating complex payment routing, the goal is to reduce fees to below 1% (compared to the current average of 8.9%), unlocking billions of dollars in value for the African economy.

Second-level settlement

Reducing settlement time from several days to less than a minute provides businesses with instant cash flow management capabilities.

Inclusive connectivity

CAPP's core innovation is Mobile Money Bridge Agents, which can unify the connection of 156 mobile payment systems in Africa, allowing more than 400 million users who do not have a bank account to access the digital economy without barriers using only their mobile phones.

Technical safeguards based on Aptos

CAPP, like the Canza ecosystem, runs on the Aptos blockchain network. Leveraging its sub-second transaction confirmation speed and extremely low transaction fees (averaging approximately $0.0005 USD), and protected by Move smart contracts, it ensures the security and auditability of fund transfers and supports commercially viable micropayment scenarios. This provides Canza with a high-throughput, auditable underlying infrastructure for its next phase of large-scale development.

Corey Sheft-Tannenbaum, Head of Investments at the Aptos Foundation, stated, “This milestone for Canza reaffirms the fact that traditional payment channels cannot meet the real needs of African businesses in terms of scale and speed. Canza’s growth demonstrates the real value that decentralized finance can bring when an innovative team combines deep market insights with world-class technology. We are honored to partner with such a company, not only driving the transformation of cross-border payments in Africa, but also setting a new global standard for decentralized finance to achieve real-world impact.”

Accelerate progress on the basis of growth

This milestone is not the end, but rather a core data-driven validation of the necessity of CAPP. Based on a wealth of real-world transaction data, Canza will accelerate its roadmap, expanding CAPP to more African markets and launching previously data-validated new features.

About Canza Finance

Canza Finance is a leading pan-African decentralized finance (DeFi) network offering innovative services including peer-to-peer forex trading, B2B payments, and stablecoin solutions. Canza's mission is to empower African businesses and individuals by building open, easy-to-use, and efficient financial infrastructure.

To learn more about how CAPP is reshaping the payment system in Africa and to join the growing Canza community, please visit canza.io and follow @canzafinance on Twitter. Companies interested in participating in CAPP automation system pilots can contact their team through the following page: https://canza.io/capp.

(CMC Labs: Partner)