PANews reported on November 26th, citing Cointelegraph, that Chainlink co-founder Sergey Nazarov stated that DeFi has currently achieved approximately 30% large-scale adoption, and could reach 100% (full adoption) within four years if regulations and legislation are clear. He pointed out that the US regulatory stance could trigger a global ripple effect and predicted that by 2030, DeFi and traditional finance will form a comparable chart in terms of capital distribution. Currently, DeFi lending protocol TVL has grown by over 72% this year, reaching $127 billion.