PANews reported on May 29 that according to Cointelegraph, the Reserve Bank of India announced in its 2024–25 annual report that it will introduce new features for its retail (e ₹-Retail) and wholesale (e ₹-Wholesale) versions of the digital rupee, including programmable payments and offline payments, in order to expand financial inclusion coverage. The e ₹-Retail pilot has covered 600,000 users, and RBI has allowed some non-bank institutions to provide CBDC wallets. e ₹-Wholesale has been extended to four major dealers. During the same period, India's digital payment volume increased by 34.8% year-on-year, and its UPI system accounted for 48.5% of global instant payment transactions.