PANews, June 21 – According to CoinPost, Japan’s National Business Enterprise Pension Fund, which has approximately 1,200 small and medium-sized enterprise (SME) members, plans to begin investing in cryptocurrencies in fiscal year 2026. The fund intends to allocate about 1% of its total assets under management to cryptocurrencies, investing in passive funds managed by large hedge funds that include a variety of cryptocurrencies. The asset allocation for fiscal year 2025 is: 80% in Japanese yen, 15% in U.S. dollars, and 5% in other currencies. However, in fiscal year 2026, the yen allocation will decrease to 70%, with a new 10% allocation to developed-market currencies. The remaining 5% will consist of emerging-market currencies, gold, and cryptocurrencies. The primary objective is to diversify currency risk.

Japan’s National Business Enterprise Pension Fund is a comprehensive, defined-benefit corporate pension fund that provides retirement savings plans for SMEs nationwide, guaranteeing an annual interest rate of over 1.2%. The fund has approximately 1,200 corporate members and over 20,000 individual members, including two listed companies, with assets under management totaling approximately 21.3 billion yen. Although medium-sized, the fund is financially sound, with a funding ratio exceeding 140%.