PANews reported on October 13th that, according to The Block , Ripple and Immunefi announced the launch of an " Attackathon , " offering a $ 200,000 prize pool and inviting global security researchers to test for vulnerabilities in the proposed XRPL Lending Protocol . The educational phase began on October 13th , with the bug bounty period running from October 27th to November 29th . The protocol is expected to be submitted to a validator vote later this year. If approved, it will introduce pooled lending and underwriting credit on the XRP Ledger , automating the entire process from issuance to collection. It will also connect developers and institutions to global liquidity and improve risk and compliance integration efficiency.