PANews reported on January 3 that "The difference between digital RMB and WeChat Pay/Alipay" topped the Baidu hot search list. According to Baidu's hot search analysis, starting from January 1, the balance of digital RMB wallets will accrue interest at the rate of demand deposits. The difference between digital RMB and WeChat Pay/Alipay can be interpreted as follows: digital RMB is money, which is equivalent to paying merchants directly with a handful of electronic money; WeChat Pay and Alipay are wallets, where money is taken from the wallet to pay merchants.