Strip releases 288 updates, fully entering the stablecoin and AI agent economy sectors.

Author: Stripe

Compiled by: Jia Huan, ChainCatcher

Today, we officially released 288 product updates , designed to accelerate the growth of AI companies, help traditional businesses adapt to AI, combat fraudsters stealing cryptocurrency assets, and empower intelligent agents to become independent economic actors. The following are the key highlights:

Payment

We partnered with Meta and Google to expand the Agentic Commerce Suite; launched the Link Agent Wallet, enabling smart agents to securely complete payments on behalf of users; and launched Checkout Studio, a one-stop platform for building, analyzing, and optimizing the checkout process.

Smart Agent E-commerce

Platform-based enterprises can now integrate the intelligent agent e-commerce suite: merchants can upload product catalogs and manage agent access permissions in the Stripe backend, and then conduct sales through AI intelligent agents.
We have partnered with Meta to allow users to complete checkout directly within Facebook ads.
Through Stripe's new partnership with Google, consumers will soon be able to purchase merchant products directly through the Universal E-commerce Protocol (UCP) within Google AI Mode and the Gemini app.

Link Payment Wallet

Link Proxy Wallet allows you to securely authorize smart proxies to make purchases on your behalf. Payment vouchers are never exposed to the public, and every transaction requires manual confirmation.
US businesses now support receiving instant payments and stablecoin payments from Brazil's Pix via Link; UPI payment functionality for India is coming soon.
A new dedicated data panel for Link has been added to the backend, which intuitively presents the actual impact of Link on conversion rates, authorization success rates, and payment costs.

Optimized Checkout Suite

Checkout Studio preview is now live: a one-stop solution for configuring, analyzing, and optimizing checkout pages across all channels.
Stripe Checkout introduces a brand new embedded form.
The Adaptive Pricing feature is now available, supporting localized subscription pricing by region.

Stripe offline payment terminal

The all-new Stripe Reader T600 has been released: equipped with an 8-inch customer display screen, it supports customized checkout experiences through pre-installed or custom applications, covering scenarios such as membership benefits and add-to-cart promotions.
The offline payment terminal has been added to 15 new markets, including Hong Kong and Mexico.

Stripe Managed Payments

The escrow payment feature is now fully operational. Based on the official Merchant of Record (Merchant of Record) compliance program, businesses can sell digital products in 195 countries and regions, with Stripe handling all tax filing, fraud prevention, transaction disputes, and after-sales support.

Intelligent Risk Control Radar

Millions of companies worldwide use Radar to combat fraud, including leading AI companies such as OpenAI, Anthropic, ElevenLabs, and Cursor, as well as multinational corporations such as PepsiCo and Hertz.

This release represents the largest upgrade in Radar's history, adding protection against new threats such as token abuse and account fraud, extending protection both inside and outside the Stripe platform, and significantly improving the success rate of transaction disputes.

Free trial of the anti-abuse feature: accurately identifies high-risk exploitation behavior without harming legitimate users.
Stripe Signals: Identify fraudulent transactions across all channels, both on and off the site.
Early detection of pay-as-you-go fraudulent overdue payments and multiple account abuse.
Risk control covers all payment methods: bank debits, e-wallets, pay-later (BNPL), and stablecoins can all intercept high-risk transactions.
It supports training customized Radar risk control models based on the enterprise's own business data.
Intelligent complaint evidence collection: AI automatically recommends supplementary evidence (logistics tracking number, user logs, etc.) to improve the success rate of disputes.

Revenue Management

The intelligent agent economy requires a completely new underlying architecture for real-time metering, pricing, alerting, and payment. We have upgraded our revenue management suite to adapt to AI-native business models and support streaming real-time payments; at the same time, we have enhanced the programmability of Stripe Billing and expanded the real-time queryable data interface.

By linking Metronome and Tempo, we can achieve streaming payments: receiving payment upon value delivery and settling accounts upon cost incurrence.
Three new Billing customization features are previewed: programmable definition of subscription bill display style, cost allocation rules, and balance and points deduction logic.
Stripe Database Preview Launched: A managed, read-only real-time Postgres database, easily activated in the backend or deployed via command line, facilitating faster development and deployment.

Funds Management

A preview of the new funds management features is now available, supporting fund storage, spending, and wealth management; Stripe cashback bank cards and free inter-enterprise transfers are introduced, and MCP support for the Treasury API is now available, making it easier for developers to build custom financial agents.

Stripe Treasury

By the end of the year, US and UK companies will support the storage of assets in 15 currencies.
Stripe offers free, real-time inter-business transfers within the United States.
US merchants are now offering the Mastercard co-branded Stripe bank card, which provides 2% cashback on purchases with pre-settled earnings.
Your US Vault balance can accumulate Stripe points, which can be directly used to offset transaction fees.
The Stripe App allows users to view their account balance, transaction history, bank cards, and spending details in real time.
Launched in Australia and Canada by the end of the year; stablecoin storage and settlement support added in 41 new markets.
Vault balances will soon be integrated into the Privy non-custodial wallet, covering 150+ countries, enabling instant cross-border fund transfers.
Intelligent agent exclusive financial account: supports balance inquiry, bill payment, fund storage, card opening and transfer, and cash flow management. Key operations require manual intervention for confirmation.
Global Payouts expands: fiat currencies cover 100+ countries, and stablecoins cover 160+ countries.

Embedded Finance

Stripe Connect has empowered over 16,000 platform companies, including Shopify, DoorDash, and Substack, helping a total of 11 million merchants complete payment collection.

Against the backdrop of AI reshaping the software industry, we are launching new growth tools that generate actionable business recommendations based on platform data and support the development of new revenue streams through Treasury and Stripe Capital.

Stripe Connect

The platform's Growth Studio preview is now live: the backend intelligently generates business suggestions to help expand the product portfolio and accelerate business growth.
The platform now enables Smart Disputes, which automatically compiles and submits appeal evidence for its merchants.
Comprehensive risk control upgrade: Provides a quantitative fraud score of 0-100 points for each enterprise and each transaction, AI interprets the reasons why accounts are marked, and presents account activities in all dimensions.
The pre-market platform can issue prepaid debit cards, allowing buyers and sellers to directly use their account balances.

Stripe Treasury for Platforms

Soon, it will support embedding components with minimal code, allowing platform users to quickly open vault accounts and use bank cards for spending.
Several new platform-exclusive Treasury features are being previewed.

Stripe Capital, a platform-oriented company

France and Germany have already opened up credit services for merchants on the platform; Australia and Canada will launch soon.
The announcement also mentions the upcoming launch of a revolving credit line, allowing merchants to borrow and repay at will within the approved limit.

Stripe Issuing (Card Issuance Service)

Smart agent-exclusive card issuance service launched: Enterprises and smart agent platforms can programmatically issue one-time virtual bank cards, supporting agents' independent procurement and automated financial process management.
Preview: Quickly open personal and agent physical card projects within minutes, offering self-service onboarding, standardized templates, and real-time fund settlement.
The ability to issue consumer debit cards will be opened soon, supporting the issuance of prepaid welfare cards, salary payment cards and brand-customized bank cards.

Stablecoins and cryptocurrencies

Stablecoins and cryptocurrencies are enabling global funds to flow faster and at lower costs.

This collaboration with Privy introduces a simplified API for managing multi-chain asset balances; expands Bridge's Open Issuance capabilities to support enterprises in independently issuing and operating stablecoins; and allows stablecoins to be linked to bank cards, enabling recipients to spend them anywhere in the world.

32 more countries and regions now support stablecoin payments.
You can directly hold, transfer, and spend stablecoin assets in the Stripe backend.
Stablecoins can be transferred to 160 countries, and within the United States, they can be transferred between countries via the Link wallet.
It is announced that US companies can access the Stripe digital asset access channel (Crypto Onramp), which supports web/mobile interface-less deployment, custom stablecoin issuance, and simplified identity verification (KYC) process for transactions under $500.
Stablecoins can be issued by individuals and businesses in 30 countries and regions and linked to bank cards to support global spending.
Bridge now supports the exchange and settlement of Colombian Pesos (COP) and British Pounds (GBP), and also supports US Dollars, Brazilian Reals, Euros, and Mexican Pesos.
Bridge supports cross-chain transfer and storage of stablecoins such as USDG, CASH, USDSui, and USDCBL.
Bridge now supports fund transfers to multiple public chains, including Tempo, Plasma, Celo, and Sui.
Use your Privy digital asset account to hold, transfer, and increase the value of stablecoin assets globally.
Flexible Custody Mode: Each wallet can independently choose between custodial or self-custodial options.
Earn passive income by connecting to Morpho's curated DeFi yield vault.
With a single command line click, you can activate a wallet for your smart agent and track spending in real time through a dedicated backend.

Stripe platform ecosystem

As intelligent agents become a fundamental component for developers to build their businesses, Stripe focuses on three main areas: improving the platform's scalability and programmability through underlying tools such as custom objects; providing stable development, integration, and operation tools for intelligent agents; and introducing a new agent data analysis interface to help enterprises interpret and implement business decisions.

Stripe Console launched: an intelligent agent execution environment embedded in the merchant backend.
Custom Objects Preview: Allows users to independently build business data models and business logic within the Stripe system.
Coming Soon: Allows application developers to build full-page, multi-tab custom experiences within the Stripe backend.
Stripe Projects: A one-stop solution for configuring the entire development pipeline, including hosting services, databases, identity authentication, observability, analytics, and AI computing power, with unified billing management.