PANews reported on January 13th that, according to crypto journalist Eleanor Terrett, a 278-page bipartisan text of the crypto market structure bill has been released after months of intense negotiations between Senate Republicans, Democrats, and industry figures. Banks may gain the upper hand in this round of the stablecoin yield debate. The latest draft (page 189) stipulates that companies cannot pay interest solely on user-held balances. Users can earn rewards, but only if the rewards are associated with opening an account or engaging in activities such as trading, staking, providing liquidity, collateralizing assets, or participating in network governance. Senators now have 48 hours to submit amendments to the bill text, so it is unclear whether these provisions will remain unchanged by Thursday.