度刻Fintech
前称为Web3小律，在招生中度量价值，在时间里刻画走向@Fintech #跨境支付、#链上金融、#AI经济。
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Visa's View on Agentic Payment
Visa and Artemis jointly released the Agentic Payments report, revealing real on-chain data for machine payments: over 90% of x402 cumulative volume is wash trading and testing, with the actual market only $15 million. Detailed explanation of x402 and MPP architecture, Agentic Commerce is seen as the biggest growth opportunity in the payments industry.
度刻Fintech
空中云汇的十年：从街角咖啡到全球金融基建
空中云汇H轮融资3.2亿美元，估值110亿，领投链上结算网络Metal，推出AI财务T:0和代理钱包Airi。从唱空稳定币到押注代币化金融，十年金融基建如何支撑AI代理经济？
度刻Fintech
In the era of multi-track systems, the boundaries and evolution of cross-border payment PSPs
The Evolution and Dilemma of PSP: Digital payments have become mainstream, but settlement lags behind. How can stablecoins restructure capital efficiency? In-depth analysis of the challenges and future direction of modern payment architecture.
度刻Fintech
The tollbooth in Hormuz, and the unavailable RMB.
Why is it difficult to buy RMB despite global trade surpluses? USDT and gold are emerging as alternative channels, and CIPS is quietly expanding. This article provides a comprehensive understanding of the new capital flows following the disordered dollar.
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The most crypto-loving people are becoming the least crypto-loving.
The most radical cryptocurrency believers are now quietly integrating into the traditional financial and technological system by turning to AI, RWA (Real-World Asset On-Chain), and stablecoin payments.
度刻Fintech
Web3 Compliance: Licensing Strategies for Stablecoin Payment Projects at Different Stages
Compliance systems (Posture) cannot be neglected, but licenses (Licenses) can wait.
度刻Fintech
The real target of this "open conspiracy" in Hong Kong has never been stablecoins.
Why were the first batch of stablecoin licenses issued by the Hong Kong Monetary Authority (HKMA) disappointing? This article analyzes the situation from a game theory perspective, revealing its deeper strategy of supporting e-HKD infrastructure and vying for Hong Kong dollar clearing sovereignty, rather than simply developing the commercial stablecoin industry.
度刻Fintech
Beyond RWA: With the implementation of Document No. 42, China's regulatory framework for virtual assets is taking initial shape.
Document No. 42 brings all three types of virtual assets/digital assets—virtual currencies, stablecoins, and real-world asset tokens—under regulation, filling previous regulatory gaps and making it the most precise and complete legal regulation document in the field of virtual asset-related businesses in mainland China.
度刻Fintech
拨开稳定币支付迷雾：实际支付仅占整体交易量一成
3.5 万亿交易量 VS. 3900 亿真实支付。
度刻Fintech
Stablecoins in 2025: You're in the Dream of the Red Chamber, I'm in Journey to the West
What has changed fundamentally about stablecoins that have garnered global attention in 2025, and what hasn't actually changed at all?
度刻Fintech
From Blockchain to Everyday Life: An Overview of Global Stablecoin Consumption Patterns
Stablecoins have shifted from financial instruments to everyday consumer payments. Although they only account for 5% of global transactions, they are growing rapidly in industries such as B2B, e-commerce, travel, and gaming, with emerging markets being particularly active. Infrastructure and regulation are accelerating their adoption.
度刻Fintech
Beyond stablecoin payments, Visa quietly opens the gate to on-chain lending
On-chain lending is an important application scenario in the crypto ecosystem. Whether on-chain or off-chain, it has successfully found a strong product-market fit.
度刻Fintech
McKinsey 2025 Global Payments Report: Development Considerations under Multiple Payment Tracks
McKinsey 2025 Global Payments Report: Development Considerations under Multiple Payment Tracks
度刻Fintech
FXC Intelligence：2025年稳定币跨境支付现状
该行业起始的根基在于加密货币交易领域：它就是从那里起步的。不久之后，我们就开始探索稳定币的新用例。
度刻Fintech
Deconstructing the Stablecoin Sandwich: How to Reshape Global Capital Flows?
Payment is far more than just "point-to-point transfer". The real enterprise-level scenario is far more complicated than "sending money from A to B".
度刻Fintech
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